Revolutionize your wages, propel your business forward

Transform your wage management from all sides of the equation.

Company owner using laptop

Spentra payroll card

Streamline your payroll with the Spentra Payroll Card. Reduce overhead, eliminate paper checks, and offer a secure payment method to your employees.

Spentra White Cards Stacked
Streamlined wage access

Enhancing financial flexibility

Enable your employees to access part of their wages before payday with Money Earned®, boosting their financial well-being and workplace morale.

iPhone Mockup with Spentra App showingiPhone Mockup with Spentra App showing

Streamlined Final Pay Disbursement

Streamline employee exits with InstaPay, ensuring final pay is processed swiftly, administrative efforts are minimized, and compliance is effortlessly maintained.

Instant card issuance

Provide on-the-spot Mastercard Debit payroll cards right at your workplace, ensuring employees can access their pay immediately, without the need for waiting.

Employee using Spentra App and holding Spentra Card
Company owner smiling at camera

The Spentra 
solution is free*

From setup through deployment, our comprehensive financial management solutions are offered to companies at no cost. We provide an all-encompassing experience that benefits both your business and your employees.

*While this solution is free, other fees may be associated with the Spentra card. See Cardholder Agreement for details.

Spentra: Eliminating stress, enhancing experience

Have your back

We put you at the heart of everything we do—prioritizing seamless experiences and real-person support, breaking down traditional banking barriers for employees.

Contact Us
Willian J. customer avatar
Willian J.
Payroll Administrator

Spentra’s customer service is unbeatable! Any questions I’ve had or issues with employees have been promptly addressed by our dedicated representative.

Jaime M. customer avatar
Jaime M.

CEO

We have utilized Spentra’s Paycard Solution since opening. We selected Spentra because of how easy it was to issue and manage the Paycard process.  

Roxane S. customer avatar
Roxane S.

Payroll Manager

Spentra allows our employees to take advances on their pay that they would otherwise not be able to do. We have gotten very positive feedback for this benefit and takes very little effort on my part to setup.

Moving to Spentra is easy and comprehensive

Spentra's system integrates with HR and payroll software, ensuring a smooth transition.

Spentra app in iPhone and Tablet, Spentra card on top of bothSpentra app in iPhone and Tablet, Spentra card on top of both