Revolutionize payday 
experience with Money Earned®

Empowerment in every paycheck — access earnings when they are most needed.

Woman lookin at smartphone

Your tool for recruitment and retention

Finance ease

Reduce financial stress and boost confidence

Emergency proof

Mitigate financial emergencies when they come

Not a loan

Smart, safe and efficient alternative to payday loans

Finance ease

Reduce financial stress and boost confidence

Emergency proof

Mitigate financial emergencies when they come

Not a loan

Smart, safe and efficient alternative to payday loans

Your tool for recruitment and retention

Finance ease

Reduce financial stress and boost confidence

Emergency proof

Mitigate financial emergencies
when they come

Not a loan

Smart, safe and efficient alternative to payday loans

Woman using holding Spentra's card and appWoman using holding Spentra's card and app

Earned wage access

Employees have the flexibility to withdraw up to 50% of their earned wages at any moment, presenting a dependable option for immediate financial requirements. It grants real-time visibility into accrued wages.

Instant fund availability

Accessed wages are immediately available 
on the Spentra Payroll Card, ensuring instant financial relief.

Woman using holding Spentra's card and appWoman using holding Spentra's card and app
Man using holding Spentra's card and appMan using holding Spentra's card and app

Secure and streamlined access

Safeguard financial transactions with automated integration into your payroll systems to ensure safety standards are met for each transaction. Simplifying access for both employees and companies.

Expert guidance

Let us help

Count on Spentra's experts for streamlined financial operations. We guide you smoothly through every step for the best experience possible.

Contact Us
Gloria M.

Retail Employee

When I faced sudden medical expenses, Spentra's early wage access was a game-changer. It was straightforward to use and provided the much-needed financial relief during a stressful time.

Jenna G.
Jenna G.

Hospitality Resort Staff

Having my funds on a secure Spentra Card eliminates the stress of carrying cash.

Moving to Spentra is easy and comprehensive

Spentra's system integrates with HR and payroll software, ensuring a smooth transition.

Spentra app in iPhone and Tablet, Spentra card on top of bothSpentra app in iPhone and Tablet, Spentra card on top of both