Empowering employees and companies for financial wellness

Unlock the potential of every paycheck with Spentra's streamlined solutions: the Spentra Payroll Card, Money Earned® for earned wage access, and InstaPay for immediate final pay.

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Payroll Card

Streamlined wage access

The Spentra Payroll Card functions like a debit card, only better. Wages are loaded onto the card each payday, ready for immediate use. It reduces overhead, eliminates paper checks, and offers a secure payment method to your employees.

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Streamlined wage accessStreamlined wage access
Money Earned®

Enhancing financial flexibility

The Money Earned® feature lets employees access up to 50% of their earned net wages at any time. With just a few taps on our app, they can get the financial flexibility they need, exactly when they need it.

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Enhancing financial flexibilityEnhancing financial flexibility
Instapay

Streamlined Final Pay Disbursement

Streamline employee exits with InstaPay, ensuring final pay is processed swiftly, administrative efforts are minimized, and compliance is effortlessly maintained.

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We put you at the heart 
of everything we do

Streamline

Reduce overhead, eliminate paper checks, and offer a secure payment method to your employees.

Request a Demo
Avatar of happy client

With Spentra, I no longer worry about unexpected bills. I can access my earnings right when I need them.

Lindsay J.
Registered Nurse

Payday loans

Employees now have a great alternative to payday loans after gaining access to Spentra.

Learn more
Anne R. Avatar

Spentra's innovative approach to wage access has been a huge hit with our staff. The platform is intuitive and has streamlined our payroll process.

Laura K.
COO

We put you at the heart 
of everything we do

Streamline

Reduce overhead, eliminate paper checks, and offer a secure payment method to your employees.

Book a Demo
Avatar of happy client

With Spentra, I no longer worry about unexpected bills. I can access my earnings right when I need them

Lindsay J.
Registered Nurse

Payday loans

Employees now have a great alternative to payday loans after gaining access to Spentra.

Learn more
Anne R. Avatar

Spentra's innovative approach to wage access has been a huge hit with our staff. The platform is intuitive and has streamlined our payroll process.

Laura K.
COO
Get the Spentra app

Boost your financial independence round the clock with the Spentra App, offering 24/7 access to manage your earnings and finances anytime, anywhere.

Spentra app on an iPhone mockupSpentra app on an iPhone mockup